We reviewed thousands of home insurance listings in Mississippi to identify the best providers in the state. Our overview of all home insurance offers for Mississippi includes quotes from all major insurance companies as well as some of the most popular home insurers in America.
The homeowner insurance provider with the highest score is the USAA Mississippi Farm Bureau, which placed 0.14 on our complaints index. As a Missouri-based insurer, Shelter Insurance has the highest number of complaints to state regulators about Mississippi claims in the country.
Homeowners looking for a business that is rooted in their community can consider insurance from the Mississippi Farm Bureau. While this insurance provider has a standard homeowner policy, it allows you to tailor your coverage to your needs and budget. This luxury insurance guarantees you the replacement costs of your apartment. MetLife offers two additional coverage - one that adds extended coverage and guaranteed replacement costs that increase coverage.
When choosing the right home insurer, you should look at customer service and access options. A sound homeowner insurance policy will have a positive impact on the quality of your home and the safety of you and your family.
You should also look out for those who are uninsured and make sure you are financially prepared for the possibility that your homeowner's insurance will not help you. To cover your home, you will need to buy flood defences if they are available near you. Those who want to protect themselves in the event of water damage should consider taking out flood insurance in addition to their standard policy.
If you are a Mississippi resident looking for the best coverage in the industry at a low rate for Mississippi residents at low prices, Safeco is the company you want to insure your home with. With an average price of $1,614 a year, it offers the most comprehensive coverage of any of its partner insurers in the state and the lowest rates of any of its partners.
The company's policies have an average price of $1,239, the lowest of any of its partner insurers in the state. In addition, there is a discount of up to 30% on the average contribution for Mississippi tenants. If you are wondering how much your premium costs and what discounts are available in Mississippi, click here to learn more about Mississippi insurance!
Check out our study of the average cost of homeowner insurance to learn more about how our local insurers perform nationally. We are looking forward to your feedback on this article and would like to hear about your experiences and the household contents insurance you recommend.
Our research also found that the average Mississippi home price is $1,203 a year, which is just below the national average of $1,215. Several insurance companies, including Allstate, offer rates above the national average, but affordable rates and a variety of extras make their insurance more affordable than most. The average annual premium in Mississippi is more than twice the annual average in the US, but it is less than half the cost of homeowner insurance in other states. Despite Mississippi's expensive homeowner insurance, it is still cheaper than many states and only slightly higher than the federal average for Mississippi.
Nationwide, the cost of homeowner insurance rose 36 percent between 2003 and 2010, nearly twice the rate of inflation. According to the Insurance Information Institute, the average cost of homeowner insurance is $1,537, more than double the annual average for Mississippi and about half the national average. The only drawback of USAA homeowner insurance is that the policy has an average price of $2,500 per year for a policy with an annual premium of about $690 per year, but the average return in 18 states is less than 1.5%, roughly in line with the federal average of 2.2%.
In Mississippi, customers were more satisfied with the service they received from their homeowner insurer. State Farm received an overall satisfaction rating of 4.5%, compared with the national average of 3.7%, the company found the best customer service in Mississippi.
Given this information, it is no wonder that Ocean Springs residents need to purchase solid homeowner insurance. Mississippi residents seeking to maximize structural coverage of their homes should consider the best home insurance options in their state. The data collected in this survey allows us to offer cost-per-homeowner insurance for cities with more than 10,000 residents in Mississippi.
Of course, independent local insurance agents can also help you get to the most competitive home insurers in your community. You can rely on an Ocean Springs representative to obtain multiple insurance quotes, explain the insurance features and help you make a claim if you need it one day. Travellers have access to a range of discounts that could save you more. If you take out other insurance policies with our provider, you can get discounts if you bundle insurance.